WEALTH MANAGEMENT SPECIALISTS 

Wealth Management Investment Advice & Financial Planning for High Net Worth Individuals and Business Owners 

WEALTH MANAGEMENT SPECIALISTS 

Wealth Management Investment Advice & Financial Planning for High Net Worth Individuals and Business Owners 

At Winchester investment solutions, we provide independent wealth management, investment advice, pension planning and inheritance tax planning for successful individuals, families and business owners across Hampshire, London and the South of England. 
 
Our proactive investment management approach helps clients preserve, grow and transfer wealth through carefully managed portfolios, tax efficient investing and long-term financial planning. 

WHY CHOOSE WINCHESTER INVESTMENT SOLUTIONS FOR WEALTH MANAGEMENT? 

If you have accumulated significant wealth through your career, business or investments, choosing the right advisor is one of the most important financial decisions you will make. 
 
Many advisors offer reactive investment services and annual reviews. We believe successful investors deserve more. As independent financial advisors, we provide proactive wealth management, combining investment management, retirement planning, pension advice and inheritance tax planning within one integrated service
 
Whether your objective is growing capital, generating retirement income or preserving family wealth, our advice is tailored to your personal circumstances and long-term goals. 

WEALTH MANAGEMENT DESIGNED AROUND YOUR FINANCIAL GOALS 

Successful wealth management involves far more than selecting investments. Our clients rely on us to help them: 
 
Manage investment portfolios 
Consolidate pensions and SIPPS 
Plan for retirement 
Reduce unnecessary taxation 
Structure assets efficiently 
Protect family wealth 
Create inheritance tax planning strategies 
Preserve wealth for future generations 
 
Through proactive investment oversight and independent financial planning, we help clients make informed financial decisions with confidence. 
 
 
 
 
 
 
 

EXPERIENCED WEALTH MANAGEMENT PROFESSIONALS 

With over 30 years of investment management experience, we have helped clients navigate market cycles, economic uncertainty and changing financial legislation. 
 
Our clients include: 
 
Business Owners 
Company Directors 
Senior Professionals 
Retirees 
Families with substantial assets 
Individuals approaching retirement 
Clients receiving inheritances 
 
We combine independent financial advice with proactive portfolio management to help clients achieve long term financial security and peace of mind. We are proud to be refreshingly different from other advisers. 

OUR WEALTH MANAGEMENT SERVICE 

Our service brings together every aspect of your financial affairs under one roof. 

Investment management 

Professionally managed portfolios, ISA’s, SIPPS and pensions. 

Retirement planning 

Helping you create sustainable retirement income and financial independence. 

Pension advice 

Pension consolidation, pension reviews and retirement strategy planning. 

Inheritance tax planning 

Strategies designed to help preserve family wealth and reduce future tax liabilities. 

Financial planning 

Long term planning designed around your personal and financial objectives. 
Chris Downing
 

ARRANGE A COMPLIMENTARY WEALTH PLANNING CONSULTATION 

Whether you are looking for investment advice, retirement planning, pension guidance or inheritance tax planning, an initial conversation allows us to understand your objectives and identify where we can add value. 
 
Appointment scheduling through Calendly scheduling. 
Free initial Zoom meeting: 30 minutes 
Free initial Phone call: 30 minutes 

SPECIALIST WEALTH MANAGEMENT SERVICES 

Our services include: 
 
Investment Management 
Financial Planning 
Retirement Planning 
Pension Advice 
Pension Consolidation 
ISA Management 
SIPP Management 
SIPP Advice 
Inheritance Tax Planning 
Estate Planning 
Wealth Preservation 
Tax Efficient Investing 
Business owner Financial Planning 
Family Wealth Management 

INVESTMENT MANAGEMENT ADVICE 

Many of our clients are high net worth individuals, business owners and retirees seeking a more proactive approach to investment management. 
With over three decades of investment expertise advising Hampshire clients, we have navigated every market crisis since the early 1980s. This experience equips us to strategically position our clients' investments and provide comprehensive advisory services. Our offerings include managing existing ISAs, personal pensions, SIPPS and general portfolios, as well as crafting investment strategies for new capital. We take a bespoke, individualised approach to each client. First, we assess your risk tolerance and time horizon. Next, we determine the most appropriate tax wrappers and maximise current allowances. Guided by your goals, we then adopt a proactive, focused strategy, seeking sensible returns without influence from market noise. Ultimately, our sole aim is implementing prudent investments tailored specifically for you. 
As part of our ongoing service, we vigilantly monitor your investments each day to determine if any asset allocation adjustments are necessary. Should we identify the need for changes, you will promptly be notified so that swift action can be taken. Rest assured that this proactive oversight comes at no extra cost to you. 
 
It’s easy to transfer your investments from other Wealth Managers or advisers and our management fees are tiered, reducing in cost the more we manage for you and your family. Our advisory service avoids any VAT on fees, keeping costs as low as possible, which otherwise erodes your capital. 

INHERITANCE TAX PLANNING & ESTATE PLANNING 

Preserving wealth for future generations is a key concern for many affluent families. Our inheritance tax planning and estate planning services help clients structure assets efficiently, reduce future tax liabilities and maximise the wealth passed to children and grandchildren. 
 
We understand that preserving your hard-earned wealth for your loved ones can be a top priority. That's why with our expertise we can help you implement effective estate planning strategies to minimise taxes and maximise what gets passed on. During our initial consultation, we will thoroughly analyse your unique situation and advise on alternatives that enable you to maintain control of assets, while transferring them outside your taxable estate. Whether that involves gifting to heirs or setting up trusts, you can trust us to present you with customised solutions to accomplish your goals. Our comprehensive process focuses on your needs first, with any initial fees based on time invested rather than percentages. 

INVESTMENT RISK MANAGEMENT & WEALTH PRESERVIATION 

What sets us apart, is that your financial security guides every choice we make. We keep a close eye on your investments risk exposure, working to limit fluctuations while pursuing returns. Some degree of risk is necessary for capital growth, but we see it as our duty to track this diligently on your behalf. By maintaining vigilance, we aim to provide you with stability and identify opportunities. Though markets ebb and flow, our commitment to protecting your interests remains our focus. 

AREAS WE COVER 

Andover 
Alton 
Alresford 
Basingstoke 
Bishops Waltham 
Chandlers Ford 
Four Marks 
Hampshire 
Petersfield 
Romsey 
Southampton 
Stockbridge 
Sutton Scotney 
Whitchurch 
Winchester 

WEALTH MANAGEMENT FOR BUSINESS OWNERS AND SUCCESSFUL PROFESSIONALS 

We specialise in helping business owners, company directors and professionals manage the complexities that come with accumulated wealth. 
 
Whether you are preparing for retirement, selling a business, investing surplus cash or planning the transfer of wealth to future generations, our integrated wealth management service provides expert guidance every step of the way. 

TESTIMONAILS 

In my experience Chris has the all the fundamentals you would expect from an IFA - integrity, honesty, pragmatism & conviction. Where Chris stands out is his determination to treat clients’ money like it’s his own, and to strive to be constantly exploring opportunity to get the best outcome for the individual. 
I have known Chris for a very long time both professionally and personally. Despite our friendship, Chris has consistently maintained the utmost professionalism when handling my business affairs and diverse investment portfolio. Moreover, his exceptional ability to articulate his strategic decisions and share his profound insights into financial markets has been instrumental in my financial journey. Without hesitation, I would recommend Chris to anyone seeking expert guidance in investments, diversification, or optimising their financial resources. 
Chris helped me consolidate a collection of pensions and has managed the resulting funds for me for many years. He is always professional and always combines that with a very friendly and helpful relationship. My funds would not be worth as much as they are without his skills and he explains very clearly what he is doing for me.