YOU NEED PEACE OF MIND FROM THE ADVISOR, SOMEONE YOU CAN TRUST AND PROVIDES THE BEST POSSIBLE OUTCOMES
Very few advisers provide a proactive investment service, as Winchester Investment Solutions do. As a boutique privately owned independent adviser, we have the autonomy to provide services tailored to each client, looking at the whole market, in an unbiased manner. If you are talking to an adviser that offers Restricted advice, then their solutions must be limited to certain providers or products.
We also have the added advantage over other wealth managers of being able to consider clients overall financial circumstances, we can discuss every aspect of financial planning with you, all under one roof. This includes, maximising tax benefits, ISAs, Pensions, Inheritance Tax planning for individuals and businesses.
We also specialise in advising business owners who have sold and are now looking for an end-to-end wealth management service. More details of this can be located here
WHAT IS PROACTIVE ADVICE AND WHY IS IT IMPORTANT?
Our clients’ investments are monitored daily and if they are impacted in some way, by macro or micro events, that is impeding performance, we will immediately address this.
For example, this could be a change of government, an unexpected move in interest rates, inflation or a change of UK government. All of these could create opportunities, where we can either enhance or protect wealth.
We will identify market trends and what changes need to be made to portfolios and clearly outline detailed recommendations to you of these changes. These could be to capitalise upon additional opportunities we’ve identified, or to reduce risk exposure.
The key factor is we are closely monitoring the situation and will stay ahead of factors that could impact client performance.
This demonstrates our commitment to optimising clients returns, especially as this proactive approach is included within our service proposition without any further cost.
While some advisers wait for your annual review before considering changes to your portfolio, we take a more proactive approach. We regularly monitor your investments, ready to make timely adjustments as market conditions shift. This attentive management allows us to adapt your portfolio to maximise performance and minimise risk.
Unlike advisers who outsource decisions to third parties at additional cost, we make every choice in-house to keep expenses low. Our hands-on methodology ensures your interests are represented in each decision, not relegated to an annual check-in.
We believe engaging with your investments consistently yields better outcomes than reactive management. By taking initiative to regularly review and revise based on the latest data, we can help your portfolio thrive, not just survive.
WHAT VALUE DO WE OFFER YOU?
There are a multitude of factors that can influence the structure of our portfolios. Many of these are impacted from time to time by the strength of the individual economies and countries we invest. Moreover, where a country is positioned on an economic cycle, either moving from boom to a recessionary period or out of recession into a recovery phase, will be critical in fund selection. For this reason, one wouldn’t buy and hold individual funds through these various cycles, as their performance will vary dramatically through each phase.
Having the knowledge to identify which strategy should be adopted and when, will add to capturing additional performance. Whilst you could undertake this yourself, listed below are just a few of the factors we consider when creating clients’ portfolios.
What are Central Banks plans for interest rates, holding, increasing or cutting?
Which countries offer the best and worst opportunities for capital growth? Who should we avoid?
Should we consider small, medium or large capitalised equity funds?
Are there any benefits in using passive funds with certain funds to reduce client fees?
What’s the direction of core inflation, its pace, rising falling or stagflation?
What investment styles will be in favour, growth, value or momentum?
What asset types offer little upside for the increased risk exposure?
What impact will this have upon all asset classes and are there opportunities for clients?
Should we consider a blend of investment styles or focus on one?
This enables us to include and exclude funds minimising risks and maximising returns, while making strategic adjustments in a timely manner. Our goal is to add sufficient additional performance to clients’ portfolios to more than cover our ongoing fees, so you don’t have to worry about portfolio creation.
SO WHAT NEXT?
If you like the way we optimise returns for our clients and would be interested in discussing your own circumstances, then we would be very happy to cover the cost of any initial meeting, giving you an opportunity to see what we have achieved performance wise.
Everyone’s circumstances are unique, so it can be helpful to have a brief chat to quickly identify the service we provide, our charges, the process and the value we can offer you.
SCHEDULE A CONVERSATION WITH CHRIS DOWNING NOW
Free initial Zoom meeting: 30 minutes
Free initial Phone call: 30 minutes